.hero-section {
            background: linear-gradient(45deg, #ec1394, #2e3092);
            text-align: center;
            color: white;
            padding: 40px 20px;
        }

        .hero-section h1 {
            font-size: 2.5rem;
            margin-bottom: 15px;
            text-shadow: 2px 2px 4px rgba(0,0,0,0.3);
        }

        .hero-section p {
            font-size: 1.2rem;
            margin-bottom: 30px;
            opacity: 0.9;
        }

        .benefits-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 20px;
            margin: 30px 0;
        }

        .benefit-card {
            background: rgba(255, 255, 255, 0.1);
            padding: 20px;
            border-radius: 10px;
            text-align: center;
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255, 255, 255, 0.2);
        }

        .benefit-card i {
            font-size: 2rem;
            margin-bottom: 10px;
            color: #ffd700;
        }

        .benefit-card h3 {
            margin-bottom: 10px;
            color: white;
        }

        .benefit-card p {
            color: rgba(255, 255, 255, 0.8);
            font-size: 0.9rem;
        }

        .refercontainer .formcontainers {
            background: white;
            border-radius: 15px;
            padding: 40px;
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
            margin: 20px;
        }

        .refercontainer .form-header {
            text-align: center;
            margin-bottom: 30px;
        }

        .refercontainer .form-header h2 {
            color: #333;
            margin-bottom: 10px;
        }

        .refercontainer .form-header p {
            color: #666;
        }

        .refercontainer .form-row {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 20px;
            margin-bottom: 20px;
        }

        .refercontainer .form-group {
            margin-bottom: 20px;
        }

        .refercontainer .form-group label {
            display: block;
            margin-bottom: 8px;
            font-weight: 600;
            color: #333;
        }

        .refercontainer .form-group label i {
            margin-right: 8px;
            color: #667eea;
        }

        .refercontainer .form-group input,
        .refercontainer .form-group select,
        .refercontainer .form-group textarea {
            width: 100%;
            padding: 12px 16px;
            border: 2px solid #e1e5eb;
            border-radius: 8px;
            font-size: 14px;
            transition: border-color 0.3s ease;
        }

        .refercontainer .form-group input:focus,
        .refercontainer .form-group select:focus,
        .refercontainer .form-group textarea:focus {
            outline: none;
            border-color: #667eea;
            box-shadow: 0 0 0 3px rgba(102, 126, 234, 0.1);
        }

        .phonepe-section {
            background: linear-gradient(135deg, #5f259f 0%, #3f1a5b 100%);
            color: white;
            padding: 25px;
            border-radius: 12px;
            margin: 25px 0;
            position: relative;
            overflow: hidden;
        }

        .phonepe-section::before {
            content: '';
            position: absolute;
            top: -10px;
            right: -10px;
            width: 80px;
            height: 80px;
            background: rgba(255, 255, 255, 0.1);
            border-radius: 50%;
        }

        .phonepe-section h3 {
            margin-bottom: 15px;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .phonepe-section .benefits-list {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 15px;
            margin-top: 15px;
        }

        .phonepe-section .benefit-item {
            display: flex;
            align-items: center;
            gap: 10px;
            font-size: 14px;
        }

        .checkbox-group {
            display: flex;
            align-items: center;
            gap: 10px;
            margin: 20px 0;
        }

        .checkbox-group input {
            width: auto;
        }

        .submit-btn {
            background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
            color: white;
            border: none;
            padding: 15px 40px;
            border-radius: 8px;
            font-size: 16px;
            font-weight: 600;
            cursor: pointer;
            width: 100%;
            transition: transform 0.3s ease, box-shadow 0.3s ease;
        }

        .submit-btn:hover:not(:disabled) {
            transform: translateY(-2px);
            box-shadow: 0 8px 20px rgba(102, 126, 234, 0.3);
        }

        .submit-btn:disabled {
            opacity: 0.6;
            cursor: not-allowed;
            transform: none;
        }

        .commission-calculator {
            background: #f8f9fa;
            padding: 20px;
            border-radius: 10px;
            margin: 20px 0;
            border-left: 4px solid #28a745;
        }

        .commission-calculator h4 {
            color: #28a745;
            margin-bottom: 15px;
        }

        .calc-example {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
            gap: 15px;
            margin-top: 15px;
        }

        .calc-item {
            text-align: center;
            padding: 10px;
            background: white;
            border-radius: 6px;
        }

        .calc-item .amount {
            font-size: 1.2rem;
            font-weight: bold;
            color: #28a745;
        }

        .calc-item .label {
            font-size: 0.9rem;
            color: #666;
            margin-top: 5px;
        }

        .alert {
            padding: 15px;
            border-radius: 8px;
            margin: 20px 0;
        }

        .alert-success {
            background: #d4edda;
            color: #155724;
            border: 1px solid #c3e6cb;
        }

        .alert-error {
            background: #f8d7da;
            color: #721c24;
            border: 1px solid #f5c6cb;
        }

        .popular-suggestions {
            margin-top: 15px;
        }

        .popular-suggestions .suggestion-tags {
            display: flex;
            flex-wrap: wrap;
            gap: 8px;
            margin-top: 10px;
        }

        .suggestion-tag {
            background: #e3f2fd;
            color: #1976d2;
            padding: 4px 12px;
            border-radius: 15px;
            font-size: 12px;
            cursor: pointer;
            transition: background 0.2s ease;
        }

        .suggestion-tag:hover {
            background: #1976d2;
            color: white;
        }

        @media (max-width: 768px) {
            .container {
                padding: 10px;
            }

            .hero-section h1 {
                font-size: 2rem;
            }

            .form-container {
                padding: 20px;
            }

            .form-row {
                grid-template-columns: 1fr;
            }

            .benefits-grid {
                grid-template-columns: 1fr;
            }
        }

        .loading {
            display: none;
            text-align: center;
            padding: 20px;
        }

        .spinner {
            border: 4px solid #f3f3f3;
            border-top: 4px solid #667eea;
            border-radius: 50%;
            width: 40px;
            height: 40px;
            animation: spin 1s linear infinite;
            margin: 0 auto 15px;
        }

        @keyframes spin {
            0% { transform: rotate(0deg); }
            100% { transform: rotate(360deg); }
        }